Andrew Pipchinski, Coldwell Banker Realty

Is it the right time to buy/sell? Message me today! The Main Key To Understanding the Rise in Mortgage Rates Every Thursday, Freddie Mac releases the results of their Primary Mortgage Market Survey which reveals the most recent movement in the 30-year fixed mortgage rate. Last week, the rate was announced as 3.01%. It was the first time in three months that the mortgage rate surpassed 3%. In a press release accompanying the survey, Sam Khater, Chief Economist at Freddie Mac,... explains, Mortgage rates rose across all loan types this week as the 10-year U.S. Treasury yield reached its highest point since June. The reason Khater mentions the 10-year U.S. Treasury yield is because there has been a very strong relationship between the yield and the 30-year mortgage rate over the last five decades. The relationship has also been consistent throughout 2021. So, what impacts the yield rate? According to Investopedia... #expertanswers #stayinformed #staycurrent

Is it the right time to buy/sell? Message me today! What’s Causing Today’s Competitive Real Estate Market? [INFOGRAPHIC] Today’s strong sellers’ market is the direct result of high demand and low supply. Low mortgage rates and generational trends have created an increased demand for homes. Meanwhile, the slower pace of new home construction and homeowners staying in their homes longer have both led to today’s low supply. If you’re thinking of selling, let’s connect to talk a...bout our local area and how you can take advantage of today’s housing market. #Sellyourhouse #moveuphome #dreamhome #realestate See more

Is it the right time to buy/sell? Message me today! 111,285 Reasons You Should Buy a Home This Year The financial benefits of buying a home versus renting one are always up for debate. However, one element of the equation is often ignored the ability to build wealth as a homeowner.... An increase in equity builds the wealth of the individual that owns it. This wealth can be passed down to future generations. National Association of Realtors research reveals that the average gain for homeowners over the last five years was $139,134 and over the last 10 years was $218,505. Homeownership builds household wealth which also enables households to more easily move to the home of their dreams. If you missed out on the equity gains over the last 30 years, don’t fret. Experts are still calling for substantial growth in equity over the next five years. The most recent Home Price Expectation Survey, a survey of... #firsttimehomebuyer #opportunity #housingmarket

Here is a look at September's area report for Yorktown. If you want to discuss buying or selling in this or any other market, message me today. I'm here to help!

Is it the right time to buy/sell? Message me today! What Do Supply and Demand Tell Us About Today’s Housing Market? The law of supply and demand explains what’s happening with prices in the current real estate market. Put simply, when demand for an item is high, prices rise. When the supply of the item increases, prices fall. Of course, when demand is very high and supply is very low, prices can rise significantly.... Why Are Prices Rising? According to CoreLogic, home prices have risen 18% since this time last year. But what’s driving the increase? When we take NAR’s buyer activity data and compare it to the seller traffic during the same timeframe, we can see buyer demand continues to outpace seller activity by a wide margin. In other words, the demand for homes is significantly greater than the current supply that’s available to buy. Where Are Prices Headed? Many experts forecast prices... #realestate #homeownership #homebuying #realestategoals

Is it the right time to buy/sell? Message me today! 4 Tips To Prep for Your Home Sale This Fall Here are four simple tips to make sure you maximize the sale of your house this fall.... >>Price It Right One of the first things buyers will notice is the price of your house. Your trusted real estate advisor can help you find the price for your home that reflects the current market value. Lean on your agent to help you with this crucial first step. >>Keep It Clean It may sound simple, but keeping your house clean is key to making sure it gets the attention it deserves. Before each buyer visits, assess your space and determine what needs your attention. Wash the dishes, make the beds, and put away any toys. Doing these simple things can reduce any potential distractions for buyers. >>Make It Easy To Visit Giving buyers the opportunity to see your house on their schedule can be a true game-changer. Buyers are less likely... #expertanswers #stayinformed #staycurrent

Is it the right time to buy/sell? Message me today! Early October is the Sweet Spot for Buyers Are you looking to buy a home? If so, we’ve got good news for you.... As a buyer, you’re likely braving bidding wars and weighing low mortgage rates versus price appreciation as you search for your dream home. If you find yourself a bit discouraged, hear this: there are clear signs buyers may have more opportunities this fall. According to realtor.com, the sweet spot for buyers is just around the corner. The research says: Nationally, the best time to buy in 2021 is the week of October 3-9. This week historically has shown the best balance of market conditions that favor buyers. So, what’s that mean for you? If you’re looking to buy a home, there’s a golden window of opportunity coming. The number of homes available for sale should increase. The findings estimate we’ll see roughly 17.6% more homes... #expertanswers #stayinformed #staycurrent

Is it the right time to buy/sell? Message me today! Reasons Renters Buy [INFOGRAPHIC] When deciding whether you should rent or buy, make sure you’re considering these factors. Buying a home means consistent monthly payments. Homeownership also helps to build your wealth. And owning a home gives you greater flexibility than renting. If you’re ready to take advantage of the perks of homeownership, DM me to explore your options.... #firsttimehomebuyer #opportunity #housingmarket See more

Is it the right time to buy/sell? Message me today! As Home Equity Rises, So Does Your Wealth Equity is the difference between what you owe on the home and its market value based on factors like price appreciation.... The best thing about equity is that it often grows without you even realizing it, especially in a sellers’ market like we’re in now. In today’s real estate market, the combination of low housing supply and high buyer demand is driving home values up. This is giving homeowners a significant equity boost. According to the latest data from CoreLogic, the amount of equity homeowners have has continued to grow as home values appreciate. Here are some key takeaways from the Homeowner Equity Insights Report: >>The average homeowner gained $51,500 in equity over the past year >>There was a 29.3% increase in national homeowner equity year over year If you’re already a homeowner, you... #expertanswers #equity #homepriceappreciation #realestate

Is it the right time to buy/sell? Message me today! Don’t Tackle Selling Your Home on Your Own - an Agent Can Help Before you decide to sell your house on your own, here are five reasons why working with an agent is your best bet to maximize the sale of your home.... >>First impressions are everything and an agent knows how to make a great one. Prepping a house for sale requires a significant amount of time and effort, even though it may seem simple at first glance. An expert real estate advisor relies on their experience to answer your questions so you don’t invest in the wrong things. >>Agents have tools to maximize the number of views your home gets. Put plainly, the more buyers that view your house, the better your return will be. Agents have multiple tools at their disposal from social media to agency resources to ensure your home is viewed by more prospective buyers. >>An agent won’t miss... #expertanswers #stayinformed #staycurrent

Is it the right time to buy/sell? Message me today! If You’re a Buyer, Is Offering Asking Price Enough? In today’s real estate market, buyers shouldn’t shop for a home with the expectation they’ll be able to negotiate a lower sales price. In a typical housing market, buyers try to determine how much less than the asking price they can offer and still get the home. Homes selling quickly and receiving multiple offers highlights how competitive the housing market is right now. ...This is due, in large part, to the low supply of homes for sale. Low supply and high demand mean homes often sell for more than the asking price. In some cases, they sell for a lot more. What does that mean for you? If you’ve found your dream home, you need to be realistic about today’s housing market and how that impacts the offer you’ll make. Offering below or even at a home’s asking price may not cut it. Because of... #firsttimehomebuyer #opportunity #housingmarket

Is it the right time to buy/sell? Message me today! Remote Work Is Here To Stay. Can Your Home Deliver the Space You Need? If you’re still longing for a dedicated home office, now may be the time to find the home that addresses your evolving needs. More and more companies are delaying their plans to return to the office others are deciding to remain fully remote permanently. According to economists from Goldman Sachs in a recent article from CNN, "Job ads increasingly offe...r remote work and surveys indicate that both workers and employers expect work from home to remain much more common than before the pandemic." If you own your home, it’s important to realize that continued remote work may give you opportunities you didn’t realize you had. Since you don’t need to be tied to a specific area for your job, you have more flexibility when it comes to where you can live. If you’re one of the nearly 23% of... #expertanswers #stayinformed #staycurrent

Is it the right time to buy/sell? Message me today! It’s Still a Sellers’ Market [INFOGRAPHIC] Due to low supply and high demand, today is one of the strongest sellers’ markets we’ve seen. Sellers can benefit from more offers to pick from, higher home values, and a faster sales process. That might be why 73% of people believe it’s a good time to sell. Sellers, don’t miss out on this unique opportunity. Work with an agent to take advantage of this hot sellers’ market.... #Sellyourhouse #moveuphome #dreamhome #realestate See more

Is it the right time to buy/sell? Message me today! Two Reasons Why Waiting a Year To Buy Could Cost You To determine if you should buy now or wait, you need to ask yourself two simple questions:... What will home prices be like in 2022? And where will mortgage rates be by the end of 2022? Three major housing industry entities project continued home price appreciation for 2022. Here are their forecasts: Freddie Mac: 5.3%, Fannie Mae: 5.1% and Mortgage Bankers Association: 8.4%. Using the average of the three projections (6.27%), a home that sells for $350,000 today would be valued at $371,945 by the end of next year. Today, the 30-year fixed mortgage rate is hovering near historic lows. However, most experts believe rates will rise as the economy continues to recover. Here are the forecasts for the fourth quarter of 2022 by the three major entities mentioned above: Freddie Mac: 3.8%, Fannie Mae: 3.2%, and Mortgage... #expertanswers #stayinformed #staycurrent

In 2020, the imbalance between demand (huge) and supply (limited), led to surging home prices nationwide. Want an update on local housing market conditions? Let's talk! #2021goals #homegoals #thehelpfulagent #home #houseexpert #house #listreports #realestate #realestateagent #housingmarket #themoreyouknow #househunting http://www.andrew-pipchinski.com

Maybe you relaize it's time to stop paying rent. Maybe you've finally put that downpayment together. Maybe you've been putting it of because it sounds like a new and daunting process. With all that said, now may be the time for you to buy your first home. Here is how to keep cool during this process in today's market. Most importantly, you should use an agent that you trust. I'm here to help. Reach out and we can start looking for your home today. #2021goals #homegoals #househunting #realtor #coldwellbankerrealty

Knowing what you can afford will help you narrow down your home search and help to keep you living within your means. If you have questions about what costs to expect during (and after) the homebuying process I can answer them! Just send me a message, I'm here to help. #2021goals #housegoals #realtor #thehelpfulagent #home #houseexpert #house #listreports #realestate #themoreyouknow #realestateagent #homeowner #finances #smartmoney #realestateagent #investment #househunting http://www.andrew-pipchinski.com

What size home is right for you? There are lots of variables depending on your needs, and lots of great info in this article. But the best way to see if a home's size fits your needs is to actually see it from the inside. Is there a home you want to see? Let me know in the comments. I'm here to help! #2021goals #homegoals #homesearch #realtor #coldwellbankerrealty

Buying a new home in the near future? Here are some mistakes not to make. I wonder how many new homeowners have had to call a locksmith? If a new home is one of your 2021 goals, let me know. I'm here to help! #2021goals #homegoals #findahome #realtor #coldwellbankerrealty

Homeownership provides comfort, stability, and security, and it makes you feel more connected to your community. Your home is something to be proud of and is uniquely yours, so you can customize it to your heart's desire. If you're ready to fall in love with a home of your own, contact a local real estate professional to get you started on the path to homeownership. I can go to work today to find you the perfect home for you and your goals. Remember, I'm here to help! #2021goals #homegoals #realtor #homesearch #coldwellbankerrealty http://www.andrew-pipchinski.com

Don't let a lack of perfect credit hold you back from buying your dream home! I'm here to help! #thehelpfulagent #house #houseexpert s #credit #home #househunting #perfectcredit #themoreyouknow #2021goals #homegoals #realtor #coldwellbankerrealty https://andrewpipchinski.cbintouch.com/

If you're on the fence about selling your house, now is a great time to take advantage of sky-high demand, low supply, and fierce buyer competition. With buyer demand rising and historically low inventory for sale, if you're in a position to move, your house may really stand out from the crowd. A strong marketing plan will put you on the path of multiple offers for your home. Let's talk about how I can market your home to bring in the buyers. Remember, I'm here to help! #2021goals #homesales #realtor #coldwellbankerrealty http://www.andrew-pipchinski.com

Happy New Year to all of my family, friends, and clients! Thank you for all who have been a part of my and my families lives in 2020. Bring on 2021! #2021goals #homegoals #realtor #coldwellbankerrealty https://andrewpipchinski.cbintouch.com/

Getting ready to sell your home? Don't overlook these items that give buyers a real picture of what owning your home would be like. Ready to buy or sell? Contact someone you trust. Give me a call. I'm here to help!

Like me, I'm sure you don't actually park a car in your garage, and like me, I'm sure you have considered changing up the space. Check out some options. How would you change your garage if you could? Leave some comments below. I would love some more ideas.

If ice skating is your thing, check out these spots in Westchester. Looking to get out of the city? Westchester and neighboring counties have so much to offer. When you are ready to make the move, I am here to help. #homegoals #2021goals #househunting #realtor #coldwellbankerrealty