Baram & Kaiser Esqs.

If you are applying for a mortgage do not apply for a new credit card or utilize an existing Heloc

Right or wrong there are going to be lawsuits by families of nursing home residents and inmates for wrongful death and negligence. This will be fact driven but may be problematic for these institutions.

I am being told that many people have put down deposits on camps, baseball games and seasonal items that are not so far being returned. This will lead to multiple issues from Small Claims to higher courts. Be aware that there may be jurisdictional issues in small claims Courts.

I just did a closing in Long Beach on my client's front porch. The title closer and I passed the documents for signature into an open window for signature. The docs were then delivered to seller's attorney in Westbury. I do have others coming up which will be done in a similar way.

Please understand that the court system for all intents and purposes is CLOSED except for Emergency situations. You can not evict for months. You can do a closing remotely. I did one in a parking lot on Tuesday basically remaining in our cars.

I am now negotiating new real estate contracts where attorneys are requesting an escape clause if the mortgage is cancelled due to Coronavirus. The reality is I do not believe the court will hold someone in default if cancellation is due to Covid 19. Furthermore banks do a verification of employment shortly before the closing and if jobs are lost they will not get a mortgage.

If you are a contractor engaging in business with a client be advised to use a contract and not some vague estimate which will come back to haunt you later on.

If you sign a contract for solar panels and sell your home you will need to assign the contract so be sure to let your atty know

When you purchase a house you get an owners policy Please guard that policy because when you sell even it is 30 years later you may need that policy to clear a prior mortgage

The new Landlord Tenant Laws are far more stringent that were previously in effect. If your tenant is not paying his rent, there is a new requirement of service of a 14 day notice as a predicate to then serving a Notice of Petition and Petition for eviction.

House closing in Forest Hills

If you are a tenant you should get renter’s insurance to cover you for contents and liability Very inexpensive