Consumer Credit Counseling Service of Rochester

More and more people are living paycheck to paycheck. In order to build a more secure financial life, it's important to educate yourself about money and credit. Check out our financial education for money management and debt repayment: https://www.cccsofrochester.org/financial-education #financialeducation #creditreport #knowyourcreditscore #roc #rochesterny

If your debt is looking scary, it may be time to consider a debt management program. We can help you create a realistic plan for paying off your debt. Learn more: https://www.cccsofrochester.org/debt-management-program #debtmanagement #rochesterny

Don't get fooled by those offering to "erase" your debt through debt settlement. Debt settlement can incur substantial fees, possible lawsuits and can damage your credit score. Learn more. https://www.cccsofrochester.org/debt-settlement-beware #DebtSettlement #Beware #rochesterny

Debit Cards vs Credit Cards - while debit cards can be good because they pull directly from your bank account and don't cause debt, they do not help you establish credit. Learn more. https://www.cccsofrochester.org/credit-cards #debitcards #creditcards #rochesterny

Are you planning on buying your first home? If so, you may be wondering when is the best time to buy. Find out more https://www.cccsofrochester.org//buying-your-first-home-wh #firsttimehomebuyer #rochesterny

Are you considering bankruptcy? We can help. Our bankruptcy counseling services will help to qualify you to complete the bankruptcy filing process. Learn more: https://www.cccsofrochester.org/bankruptcy-counseling #bankruptcy #rochesterny

Buying a home is a big decision, but we can help! Our first time home buying workshop will help you learn about shopping for a house, down payments, and affordable mortgage options. Learn more: https://www.cccsofrochester.org/first-time-homebuyer-worksh #firsttimehomebuyer #rochesterny

Debt consolidation loans can help to pay back debt, but there can be many disadvantages including high interest rates if you have a low credit score. Debt management programs are a great alternative. Learn more. https://www.cccsofchattanooga.org/debt-management-program #debtconsolidation #beware #chattanoogatn

Are you unsure of how to get your credit report? Check out this video to find out how. https://youtu.be/7nNw_uzZZFA #creditreport #rochesterny

During your first credit counseling session, we will help you prepare a monthly budget and discuss options for paying off debt. Call 585-546-3440 today for a free evaluation! #creditcounseling #rochesterny

Have you heard of a secured credit card, but are not sure what it is? Secured credit cards can help people with bad credit or no credit help to rebuild and establish credit. Learn more: https://www.cccsofrochester.org//what-is-a-secured-credit- #securedcreditcard