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Mortgage rates in the United States have fallen to the lowest level ever on the heels of concerns stemming from the coronavirus outbreak. The 30-year fixed-rate mortgage dropped to 3.29% during the week ending March 5, a major decrease of 16 basis points from the previous week, Freddie Mac FMCC, -3.29% reported this week. Previously, the 30-year fixed-rate mortgage hit an all-time low back in November 2012 in the wake of the recession, when the average rate fell to 3.31%.... The 15-year fixed-rate mortgage also fell 16 basis points to 2.79%, according to Freddie Mac. The 5/1 adjustable-rate mortgage dropped only two basis points to an average of 3.18%. The decline in rates presents a major windfall for millions of homeowners across the country, who stand to save thousands of dollars in interest by refinancing. Furthermore, an estimated 44.7 million homeowners have $6.2 trillion in home equity that they could access through a cash-out refinance, according to real-estate data firm Black Knight, and now they have the chance to access that cash at a lower interest rate.

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HAPPY HOLIDAYS! Stop paying more for insurance. Request a free quote online now and Save! Whether in need for a new insurance or looking to save money on current insurance policy, contact Empire State Associates today for all your insurance need and save money and time. Empire State Associates works with several insurance companies, and we will get you the better coverage at the best rates for all your insurance needs. Request a free quote online now or call us.... Empire State Associates is an independent insuance agency, we don't work for one Insurance Company, and that means better choice for you. Like a personal shopper comparing rates and coverage, we can quote multiple insurance companies to make sure you are getting a great rate. It's a fast and easy way to find the right coverage for less. To get expert advice and a free quote, call or request quote online today. Empire State Associates Phone: 516-620-6737, 718-7043861, E-mail [email protected] 1208 Jericho Turnpike, New Hyde Park, New York 11040