Joseph Carruba Jr- Panam Loans

Home is where the heart is. Thank you for letting us help you find your perfect match. #HappyValentinesDay from us to you.

Want to work with experts who will manage the home loan process? Experts who will shop different lenders, finding the best interest rates and negotiating loan terms on your behalf? As an Independent Mortgage Broker, that’s exactly what we do! Give us a ring today!

As little as 12 Days? Or 45-60 days? Seems like a clear choice to us! Call us and you could be in your new home before the first flowers of spring!

Megabanks can be mega slow. Get into your dream home faster by working with an independent mortgage broker, like us. Call today!

Found a home you love? Make sure it fits in your budget before you submit your mortgage application. Call us today to get pre-approved!

Whether you’re a first-time homebuyer or looking to refinance, understanding the mortgage process is key to a smooth process from start to finish. Here’s a quick overview to get you started. Ready to start Step 1? Call us today!

Think you might be eligible for a home but want a professional to take a closer look? ?? That’s what preapproval is all about. We can get you a rundown on your status and what you can afford.

First time homebuyer? A down payment won’t be your only expense! While a seller may agree to pay some costs needed to sell their home, make sure you have a cushion for things like closing costs, which typically account for 2-5% of the loan amount.

Got your eye on an investment opportunity? Call today and learn how we can help you lower your monthly payment or cash out your equity to free up money for your next move.

Looking for a house for the first time? I can help! Your dream home will be one of a kind the same should go for your mortgage. Ditch cookie cutter options and let me help you find the perfect options for your income, area, credit, and more. Reach out today.

Looking to buy a condo? We offer a variety of condo loans to fit your needs to you can enjoy the convenience and flexibility this type of home offers. Call us today!

Beating the winter blues by dreaming of the warmer days to come? You're not alone. A pool was listed as a top must-have feature by nearly one in four who moved this past year. Reach out today to get pre-qualified for your summer oasis or to refi your backyard construction project. (Source: 2020 UWM Covid-19 Homeowner Survey)

Need a space that will grow with your growing family? Send us a message and let’s find you the home of your dreams.

New home a 2021 goal? We can get your there. We’re experts in connecting families with loan options that meets their unique needs and situation. Call us today to get started!

When you’re ready to start searching for a home of your own, step #1 is to call us. Why? To get a better idea what type of mortgage you can qualify for and exactly how much you can afford super helpful for narrowing down that long list of properties and neighborhoods!

Going through the mortgage process doesn’t have to be stressful. We specialize in mortgages. It’s all we do. Call today and let us show you how fast and easy it can be.

Worried about getting a low appraised value on your home? Or maybe you just want to close faster? You may be eligible for an appraisal waiver! DM me to learn more.

The time has never been better to refinance your mortgage. DM to find out how we can lower your interest rate and your monthly payment.