John C Siu Citizens Bank

2020 had a huge impact on the world of both mental and physical health. Here are some trends you may see as a result in 2021.

New technology has given astronomers new insights into the Milky Way.

Automating your savings is just one way to reduce financial stress.

Fannie Mae Extends Pandemic Lending, Appraisal Policies

Talk with me about your options. #teardown #rebuild #newhome #mortgage

Whether you bought a fixer-upper or you've been in your house for a while and want to make some upgrades, investing in your home is a great way to build equity early. But before you install that in-ground pool, you should think about what improvements will add the most value...

#challengeyourself #makeadifference #beyou #beexceptional

Have questions about a new mortgage or refi? I can help! #heretohelp #mortgage #homebuyer #refinance

Are you thinking about refinancing in 2021? Check out these tips from Sonu Mittal, Head of Mortgage - Retail and Wholesale. #citizens #citizensbank #citizenscolleague #franklinamerican #mortgage #refinancing

You've got the plans, we've got options. #homeconstruction #newbuild #mortgage

Bathroom renovation? Make sure you've got a budget plan!

May your holidays be merry and bright. #citizens #happyholidays

Excellent news for homebuyers - new conforming loan limits for 2021 have been announced! If you're looking to buy a new home, be sure to talk to me about your options first. #citizens #citizensbank #loanlimits #mortgage #madeready

Prevent Electrical Shock, and 5 Other Safety Tips You Should Follow When Decorating for Christmas

Annual home-price gains hit 6-year high...

Selling your house? Consider making four yard updates to boost your curb appeal.

FHFA has extended COVID-related loan origination flexibilities.

Under the leadership of CEO Satya Nadella, Microsoft’s market capitalization is now well above $1 trillion.

Read what our President of Consumer Lending and National Banking, Eric Schuppenhauer, has to say about omnichannel banking in a post-pandemic climate...

Mortgage interest rates hold steady at record lows...

Hey home shoppers! Here’s what historically low mortgage rates mean for you...

Dealing with stress in a resilient way...

Looking to sell or spruce up your home? HGTV Star Tarek El Moussa spills nine home upgrades that can increase the value of your home.

Building a home? Here are 5 financial tips to consider before you do.

Think about your retirement funds as three different buckets of money. This will help you identify and rank your priorities so that each bucket provides for a different need in retirement.

#positivevibes #moresmiling #wecandothis #lovemorehateless

The Federal Housing Finance Agency (FHFA) has announced the maximum conforming loan limits for mortgages to be acquired by Fannie Mae...

#spookycute #ghostdogs #halloween #2020

For athletes, Jell-O may be a key part of recovery. The gelatin can help connective tissue heal.

#bepositive #findthegood #movemountains #wecandothis #attitude

New construction home loans are soaring. Read what Chace Gundlach,our National Sales Director of Retail Mortgage, has to say about financing a new construction home loan in MONEY.com.

Wondering what your home insurance policy coversand what it doesn't cover? Read on to learn more about what you can expect.

Lack of sleep can make people crave processed foods high in sugar, salt, and fat. Research shows it is the smell of those high-calorie foods that is so appealing to sleep-deprived brains.

Surge in properties selling for above asking price as buyer demand spikes...

It’s been a few months since Bryan Cline, a Purple Heart veteran, and his family moved into their new home in Coventry, RI. Check out what they've been up to. #citizensbank #citizenscolleague #miitarywarriors #mwsf

Home Sales Are on Fire, Up 27% From a Year Ago

Have you considered how medicare options factor into your retirement plan? Check out this article to learn more.

Why have lumber prices been so high this year?

The 2020 Effect on the Housing Market: Homeowners Aren’t Immune to the Pain

Existing home sales increase for the fifth month in a row...

The current sparkling water craze has people wondering if it’s bad for them. While sparkling water does not impact bone density, it can erode tooth enamel over time. Read more about the effects of drinking sparkling water.

This Thanksgiving, I feel it’s more important than ever to stop to count blessings. I couldn’t be more thankful for my outstanding customers and hard-working teammates. Wishing each of you a Happy Thanksgiving!

It’s one of the easiest discussions to avoid, but money is an essential topic to discuss with your partner. Check out this article to learn several ways to address money with your significant other.

Mortgage rates break record again, down to 2.72%

First-time homebuyers: Check out these 10 amazing Black Friday Bargains!

New research shows how we can eat our way to better skin. The study found that certain fats affected skin inflammation conditions.

News of COVID-19 Vaccine Lifts Mortgage Rates

Congratulations to our Q3 Home Mortgage Winner's Circle recipients, who were recently recognized in a virtual celebration. There were 146 winners, representing the best of the best in Retail, Correspondent and Wholesale. Great job everyone! #citizensbank #franklinamerican #famc #citizenscolleague #winnerscircle #madeready #mortgage

Learn about the impact that 5G networks will have on digital communication and nearly every aspect of our lives.

Supported by low interest rates, consumers continue to purchase big ticket items, even during the pandemic. If you are thinking about purchasing a house, now is the time! Reach out to me about me about your options!

Newest HGTV sensations reveal helpful tips to renovate your house into the perfect Modern Farmhouse in unpredictable ways.

More than a decade after the recession, we’re still understanding its impact in every part of our lives. Don’t let the recession haunt your investing dreams.

#thisisyourtime #liveeachdaytothefullest

Why This Winter’s ‘Slow’ Home-Selling Season May Be Hotter Than Ever

Moving during the pandemic? You may want to watch this video first to ensure you're staying safe...

Looking to optimize their health, some people are turning to blood glucose monitors. Identifying patterns in your blood glucose levels can help you determine ways to moderate large level swings.

Check out these helpful hints to make sure that you’re protecting your privacy on an iPhone.

Check out these tips and tricks for ways to make saving for your retirement a more natural process.

#abetterplace #beahero #makeadifference

Incorporate these seven exercises to build upper-body strength.

#yougotthis #staystrong #positivevibes #seizetheday

Brain scanning on mice is giving insight for building brain-controlled computers.

Did you know that old windows can be turned into art, furniture, and even organizing solutions for your home?

Missing in-person haunted house tours this year? No fear! A list of 13 virtual tours is here! #2020 #halloween #hauntedtours

Avoid these seven retirement savings mistakes to make sure you stay on track for retirement.

Let me know if I can help with your home financing needs before you start shopping. #househunting #homebuying #mortgage

Halloween 2020 is on! #halloweencreativity

A gentle reminder. #rosesorthorns #perspective #focus #positivity

Here are five of the best products an integrative physician recommends to everyone.

Mortgage rates set yet another record low, but applications fall...

Our Q3 2020 earnings report has been released and shows a third-quarter net income of $314 million and a profit of 68 cents per share. Additionally, the report shows record revenue with noninterest income up 33% year over year, paced by record results in Mortgage and strength in Capital Markets. Way to go Mortgage team!