Manhattan Ridge Advisors

Freelance life unquestionably brings freedom and flexibility. You can work full-time or part-time for who you want, when you want. Depending on your work choices, this type of career can be lucrative and satisfying.

While you may not be traveling now, odds are you’ve been dreaming about future vacations, whether it’s a family trip or honeymoon.

Financial planning can be the secret to building a happy life, yet it’s too often treated as just that a secret. Only 21 states require some kind of personal finance curriculum for high school students and just 25 mandate that students take an economics course. Understanding your money isn’t rocket science, and it’s important to learn the basics.

Many high net worth clients will transfer wealth to the next generation from their individual retirement accounts. When clients learn they have overfunded their retirement accounts, they realize that all or part of those accounts will be left to their heirs. Preserving and protecting these hard-earned assets is the main goal.

The younger you start saving, the easier it will be, and the less you'll have to save. Not everyone, however, is able to get that early start.

How do you feel about your retirement plan? If you're not thrilled, let us help you develop a new plan. At Manhattan Ridge, we believe in objective financial advice, developing long term relationships, and honest communication. Contact us today! http://www.manhattanridge.com/contact

The employer-sponsored 401(k) plan can be an excellent way to save for retirement when you’re working (if you’re offered one) and supplement your Social Security benefits when you’re retired. But investing in a 401(k) and managing it wisely can be agonizingly hard.

Good money habits don’t automatically start in adulthood, they begin in childhood. Take a look around and you will see adults of every age making a mess of their finances, but what if they had learned good money habits as a child?

Time is of the essence as some see retirement plans evaporate in the pandemic. Here are some ways to deal with the disappointment.

More than 22 million jobs have been lost since the coronavirus pandemic shuttered businesses across the country this spring. If you’re among the millions of Americans who’ve lost a job, and were fortunate enough to have an employer-sponsored 401(k) plan, what to do with that money is a common questionespecially if you’re struggling financially.

These Covid-era days, fewer people want to sit on a plane literally rubbing elbows with strangers, so they're looking for alternative ways to travel that minimize close contact. For journeys where driving or taking a train are impractical, there's another alternative that may actually be more accessible than most people think: hiring a private jet.

As Americans prepare to vote in the Nov. 3 presidential election amid the global coronavirus pandemic, some are wondering if the potential for outsized market volatility is a reason to delay investing in stocks. The U.S. stock market has moved sharply up, down and sideways in 2020, and there’s little indication that the swings will subside. Still, financial advisors say that investors shouldn’t worry too much about the upcoming presidential election, especially if they’re just embarking on retirement planning. Even if the election does lead to market swings, it’s not a reason to hold off getting started.

What if you could compensate your employees above the market? What if you could invest in future growth opportunities without worrying about affordability? What if you could drive market-leading shareholder value or growth rates in your business? Or give back to society, investing in your communities the way you invest in a new product? There are companies that can do all this and more. How do you get to a place where investments like these make business sense? Companywide financial literacy.