Reliance Insurance and Accounting

The Health Insurance Marketplace is Open! Enroll now in a plan that covers essential benefits, pre-existing conditions, and more. Plus, see if you qualify for ...

As the big storm heads our way be prepared for any power outages in your area http://www.disastersafety.org//build-a-plan-for-a-power-o/

New Yorker's get hit by high car insurance rates due to fraudulent claims http://www.nydailynews.com//fraud-driving-car-insurance-ra

Would you consider installing the new Snapshot driving monitor in your car? http://www.stltoday.com//article_fcfb585e-6aaa-568c-bbc9-e

5 important facts to know before you insure your rental car through your credit card http://money.msn.com/auto-insurance/article.aspx

Useful tips every insured needs to know after they have been in a car accident http://money.msn.com//secrets-of-car-insurance-adjusters-f

FEMA running low on funds has homeowners worried http://www.salon.com//fema_flood_money_will_run_out_witho/

Changes to the National Flood Insurance results in homeowners no longer receiving a subsidy for 2nd homes http://www.thenewsguard.com//article_434053cc-24a4-11e2-b1

Prepare now for the winter driving conditions ahead with these winter driving #tips http://travl.rs/UtiiIi

NEW YORK (CNNMoney) Homeowners in New York, New Jersey and Connecticut will save thousands of dollars in insurance costs after several state governors declared that Sandy did not make landfall as a hurricane, exempting them from insurers' hurricane deductibles Unlike regular deductibles that require homeowners to pay a set dollar amount -- typically $500 or $1,000 -- hurricane deductibles often require you to cough up 1% to 5% of your property's value. So a policyholder with ...a house worth $300,000 and a hurricane deductible of 5% would have to pay for the first $15,000 in damages before insurance payments kick in. Hurricane deductibles only go into effect when storms have sustained winds of 74 miles per hour or more, or Category 1 hurricane strength. And state governors from New York, New Jersey and Connecticut are saying Sandy didn't make that cut. "Homeowners should not have to pay hurricane deductibles for damage caused by the storm," said Governor Andrew Cuomo of New York. Governors Chris Christie of New Jersey and Dannel Malloy of Connecticut made similar statements, as did Maryland's insurance regulator.

Ever wonder what the difference between a cancellation and nonrenewal is.... There is a big difference between an insurance company canceling a policy and choosing not to renew it. Insurance companies cannot cancel a policy that has been in force for more than 60 days except when: You fail to pay the premium You have committed fraud or made serious misrepresentations on your application... Your driver's license has been revoked or suspended. Nonrenewal is a different matter. Either you or your insurance company can decide not to renew the policy when it expires. Depending on the state you live in, your insurance company must give you a certain number of days notice and explain the reason for not renewing before it drops your policy. If you think the reason is unfair or want a further explanation, call the insurance company’s consumer affairs division. If you don't get a satisfactory explanation, call your state insurance department. The company may have decided to drop that particular line of insurance or to write fewer policies where you live, so the nonrenewal decision may not be because of something you did. On the other hand, if you did do something that raised the insurance company’s risk considerably, like driving drunk, the premium may rise or you may not have your policy renewed. If your insurance company did not renew your policy, you will not necessarily be charged a higher premium at another insurance company. Read more: http://www.nydailynews.com//auto-insurance-basics-article-

The danger of renting your car http://www.nytimes.com//relayrides-accident-raises-questio