Rowledge & Falvo Insurance Agency

Are you getting the most out of your homeowners insurance? If you’re like most Americans, the full breadth of coverage your policy provides may surprise you. Click here to learn more.

Do you know how to insure a shed or guest house on your property?

Extremely low temperatures are in our forecast across the Northeast. Take the time now to protect your home and prevent the cost, mess and stress of frozen pipes. Tips to Avoid Frozen Pipes Let cold water trickle from the faucets in your home. Keep garage doors closed, especially if you have water supply lines in the garage.... Open kitchen and bathroom cabinets to allow warm air to reach the plumbing. Keep your thermostat set to a warm temperature. If you're leaving town, set it to no lower than 65 degrees. If you will be traveling, consider shutting off your water supply at your home's main valve. Be sure to drain your pipes by turning on your faucets. If your pipes freeze: turn on the taps, try to warm the affected area with a hair dryer and call a plumber. If you experience a burst pipe: immediately shut off the water at your home's main valve. It's a good idea to locate this valve ahead of time. If you have damage: Call our office to discuss a potential claim. 518-374-8453

Do you know what to do if a pipe breaks in your house?

Extremely low temperatures are in our forecast across the Northeast. Take the time now to protect your home and prevent the cost, mess and stress of frozen pipes. Tips to Avoid Frozen Pipes Let cold water trickle from the faucets in your home. Keep garage doors closed, especially if you have water supply lines in the garage.... Open kitchen and bathroom cabinets to allow warm air to reach the plumbing. Keep your thermostat set to a warm temperature. If you're leaving town, set it to no lower than 65 degrees. If you will be traveling, consider shutting off your water supply at your home's main valve. Be sure to drain your pipes by turning on your faucets. If your pipes freeze: turn on the taps, try to warm the affected area with a hair dryer and call a plumber. If you experience a burst pipe: immediately shut off the water at your home's main valve. It's a good idea to locate this valve ahead of time. If you have damage: Call our office to discuss a potential claim. 518-374-8453

Does your #insurance cover you if you get into an accident with an uninsured driver?

Protecting you or your company from a civil claim may require an #insurance coverage you have never heard of.

It isn't whether you should have auto insurance - it's what kind you should have. #autoinsurance

Thank You to all those men and women who have served and sacrificed for our freedom and safety!

One of the question's we get asked the most at our agency..."Why did my auto insurance rate go up?" Here are several reasons...

Thank You to all those men and women who have served and sacrificed for our freedom and safety!

Forgetting your driver's license while flying may be a thing of the past, as Apple is testing out digital driver's licenses in Apple Wallet. Read more: #travel #flying #airports #applewallet

On a global scale, the commercial insurance industry is currently experiencing what we call a "Hard Market" which means insurance carriers across the board are tightening their underwriting guidelines, and at the same time increasing the rates for many policy types. This can be attributed to a spike in "nuclear verdict" liability claim payouts, coupled with the ever increasing extreme weather events. Cyber Liability has taken the most significant rate increase with a 96% jump in premiums compared to last year. Send us a note if your Commercial Insurance renewal is taking a rate increase. We'll go to work to make sure you're getting the best coverage for the best price!

We have closed our normal office hours, however we are still open for servicing. Please call us if you need assistance, 518-374-8453. Stay home and stay healthy!

Learn how you can prevent icy gutters and save your home from damage:

Be Prepared With a Winter Car Emergency Kit

16 Winter Driving Tips. Some are obvious, some are not!