Saranto Calamas, CPA, PC

Does Your Business Need a Part-Time CFO? https://financialhotspot.com//does-your-business-need-a-p/

Find ways to free up cash in your budget and bump up your income, then explore strategies for paying down balances. https://www.nerdwallet.com//fi/find-extra-money-pay-debts

Find long-term savings by shopping smart, bundling services, canceling subscriptions and more. https://www.nerdwallet.com/artic/finance/how-to-save-money

Fighting inflation with a reverse mortgage. What retirees need to know https://www.cnbc.com//fighting-inflation-reverse-mortgage-

Pay everything on time. Use less than 30% of your available credit. Keep an eye on everything else. https://www.nerdwallet.com//simple-way-manage-credit-score

The Importance of Separating Personal & Business Expenses https://financialhotspot.com//the-importance-of-separatin/

Pay-per-mile car insurance and other usage-based insurance could lower your premium, but only for some drivers. https://www.nerdwallet.com//in/pay-per-mile-car-insurance

Estate Planning: A 7-Step Checklist of the Basics https://www.nerdwallet.com/article/investing/estate-planning

Smart Money Podcast: Pandemic Savings Goals and Taxes on Inheritance https://www.nerdwallet.com//smart-money-podcast-pandemic-s

Tax liens put your assets at risk. To remove them you’ll need to work with the IRS to pay your back taxes. https://www.nerdwallet.com/article/taxes/tax-lien

By properly scrutinizing your financial statements, you can avoid spending money that you don’t have and know when to deploy funds to drive your business to the next level. https://financialhotspot.com//financial-statements-your-b/

Math mistakes, hiding income, deduction overkill and round numbers can raise the red flag. https://www.nerdwallet.com/article/taxes/reasons-irs-audit

How to Fill Out a New W-4 in 2021: Guide and FAQs https://www.nerdwallet.com//taxes/how-to-fill-out-form-w4-

Child Tax Credit 2021: How to Qualify & How Much It Is https://www.nerdwallet.com//qualify-child-child-care-tax-c

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5 Simple Options to Raise Capital for New Small Businesses https://financialhotspot.com//5-simple-options-to-raise-c/

Covid 19 and the impact it has on small business. https://www.forbes.com//managing-covid-19s-impact-on-sma/

How To Set Your Budget For Great Work Perks https://www.forbes.com//how-to-set-your-budget-for-great/

Let's take a look at a few different tips to help independent contractors and the self-employed get a little tax relief. https://money.howstuffworks.com//10-tax-tips-for-freelance

In the simplest of terms, cash flow is the amount of money that a business has, whether that money is being transferred in or out of the business. Managing that money can be a bit more complicated, requiring some helpful tools and tricks of the trade. https://www.business.com/articles/cash-flow-management-101/

7 Key Tips for Managing Credit and Eliminating Debt https://financialhotspot.com//7-key-tips-for-managing-cre/