Schwartz, Conroy, & Hack PC

Transferring is one of the activities of daily living (ADLs) that individuals need to be able to do in order to care for themselves independently. This term, which refers to the ability to walk or move from a bed, chair or wheelchair and back again, is used to determine whether individuals covered by long term care insurance policies are eligible for benefits. When making a claim for long term care insurance benefits, insurance companies often manipulate facts and rely on vag...ue policy language to try to dispute, deny or terminate long term care benefits. If you or a loved one is struggling with transferring, here is what you can do to ensure you get your benefits. https://hubs.ly/H0CPCy60 #insurancecoverage #transferring #ADL #longtermcare

With COVID-19 cases in the United States currently closing in on 15 million and counting, the potential for a tsunami of long-term disability claims is on the horizon as the virus leaves a mysterious legacy known as post- acute COVID syndrome, otherwise known as Long-Haul Syndrome, in its wake. https://hubs.ly/H0C8Qy80 #covid19 #longtermdisability #insurancecoverage

Sexual misconduct has been an increasingly prevalent topic in courtrooms and the media in recent years as thousands of individuals have come forward to report sex crimes. This increase in litigation has significant implications for business insurance coverage for claims of sexual misconduct. In our latest blog post, we discuss some of the main types of policies of coverage that may offer an organization or company protection when claims are made against officers or employees.... https://hubs.ly/H0BL-VF0 #businessinsurance #EPLI #insuranceoverage See more

Accidental death and dismemberment (AD&D) insurance provides protection if a policyholder dies or becomes disabled as the direct result of an accident. AD&D policies can be complex, containing many exclusions, which often leads to claims being denied. We discuss some of these exclusions and what you can expect when you file your claim.https://hubs.ly/H0BcjfP0 #lifeinsurance #insuranceclaims #insurance

Litigation related to COVID-19 is heating up on many fronts as lawsuits continue to spread across different industries and areas of the law. With the pandemic’s devastating impact on the economy and its sweeping disruption to business and consumer activity, it’s likely the current litigation activity is just a taste of things to come. For those dealing with COVID-19 litigation, many insurance companies are denying or terminate policyholders' claims. We discuss in our latest... blog post. https://hubs.ly/H0zk3g80