Suma Federal Credit Union

Main office and Stamford Branch are closing early on December 31st at 6pm. All branches are closed on January 1 and January 2. Happy New Year!

New year, new home remodel project. Complete all of your home home improvement goals for 2021 with the help of a SUMA FCU Home Equity Line of Credit. A SUMA FCU HELOC provides you with the flexibility you need to access funds for expenses now and in the future. Get started on accomplishing your 2021 home improvement goals today. Learn more at https://www.sumafcu.org/loans.htm#reloans

Wishing you a warm & wonderful holiday!

Main Branch will be closing early on December 24th at 3pm. Stamford Branch is closed on December 24th. All branches will be closed on December 25th & December 26th. Merry Christmas & Happy Holidays!

Stay connected to SUMA FCU wherever you are this holiday season. You have the ability to check your balances, pay bills, transfer money and more while you're on the go. Download our Mobile App and manage your finances from the palm of your hand. Learn more at https://www.sumafcu.org/products-services.htm#mobile

October is National Pedestrian Safety Month As the days grow shorter, stay alert while driving or walking. Here are some safety tips. For Pedestrians: - Walk on sidewalks when possible. - Always stop and look both ways before crossing a street. ... - Cross at crosswalks or intersections. - Obey traffic signals. - Wear bright or reflective clothing. - Be extra careful around driveways. - Avoid distracted walking. For Motorists: - Obey all traffic laws. - Watch out for pedestrians at all times. - Be especially cautious at crosswalks. - Yield to all pedestrians. - Avoid distracted driving. - Pay attention when pulling out of your driveway or backing up. See more

ATM Safety Tips Be Vigilant - Be on the lookout for any suspicious activity before you approach an ATM. Be Prepared - Have your debit card ready and in hand when you approach the ATM. Be Cautious - Visually inspect the ATM for indications of tampering, damage or skimming devices. Be Careful - Be sure no one is watching when you enter your PIN. Put your money immediately into your pocket or purse when you get it from the machine. When using a drive up ATM, leave your passenger side window up and doors locked.

Протягом обмеженого пероду Федеральна Kредитна Cплка СУМА, Йонкерс, Нью-Йорк здйснюватиме благодйну пожертву на користь Осел СУМ у розмр 500 доларв вд мен особи, яка стане членом кредитно сплки. Натиснть посилання нижче, щоб отримати докладншу нфромацю та подати заявку в нтернет! Федеральна кредитна сплка СУМА з гордстю пдтриму свою спонсорську органзацю, яка нараз опинилась у критичному фнансовому становищ, зумовленому закриттям цього лта внасл...док пандем COVID-19. Кредитна сплка СУМА пропону кращ за ринков ставки за кредитами та на ощадних рахунках. Крм того, СУМА активно нвесту у технолог та нада доступ до першокласних он-лайн та мобльних платформ для банквських операцй, а також доступ до готвки через мережу 30,000 банкоматв. Члени можуть використовувати наш послуги та продукти повнстю у цифровому формат або в особистому порядку у будь-якому з наших чотирьох зручно розташованих вддлень у Нью-Йорку чи Коннектикут. Критер участ у програм: Ця пропозиця поширються на будь-якого нового заявника, який вдкрива рахунок у Кредитнй Сплц СУМА протягом рестрацйного пероду. снуюч власники рахункв у Кредитнй Сплц СУМА не пдлягають д ц акц. Використовуйте промо-код OSELIA. Ця акця проводиться протягом обмеженого часу. Вк учасникв - старш 18 рокв. Потрбно вдкрити ощадний та чековий рахунок з прямим депозитом зарплати. Потрбно вдкрити рахунок з початковим балансом не менше 1000 доларв, а середнй поточний залишок на рахунку повинен бути не менше 500 доларв. Рахунок повинен проснувати вдкритим не менше 12 мсяцв. Якщо буде вдкрито деклька рахункв, то тльки один з них пдлягатиме цьому промо-бонусу. Заявки на членство можна подавати у режим он-лайн (sumafcu.org) або особисто у будь-якому вддленн Кредитно Сплки СУМА. Якщо хтось не ма доступу до прямого депозиту, то пожертва у розмр 250 доларв буде здйснена на користь Осел СУМ - вс нш умови збергаються. Пропозиця може бути скасована без попереднього повдомлення не може бути поднана з будь-якою ншою пропозицю.

For a limited time, SUMA FCU will donate $500 to Oselia CYM in the name of any individual that joins the credit union. Tap the link below for details and to apply online! SUMA Federal Credit Union, Yonkers, New York is proud to support its sponsoring organization CYM (UAYA) Oselia in Ellenville, NY, which currently finds itself in a critical financial position driven by this summer’s closure due to the COVID-19 pandemic. SUMA FCU offers members better than market rates on lo...ans and saving accounts. Additionally, SUMA has been aggressively investing in technology and provides excellent on-line and mobile banking platforms, as well access to cash at any of the 30,000 ATMs in our network. Members can fully utilize our services and products digitally, or in person at any one of our four convenient branches in New York or Connecticut. Program Qualifying Criteria: 1. Offer is extended to any new applicant that opens an account with SUMA FCU within the enrollment period. Current SUMA FCU account holders are not eligible. Use promo code Oselia at account opening. 2. This promotion is for a limited time only. 3. Must be over 18. 4. Must open a savings and checking account with payroll direct deposit. 5. Must open with an account balance of at least $1,000, with rolling average account balance of $500. 6. Account must be kept open for a minimum of 12 months. 7. If multiple accounts are set up, only one account is eligible for this promotional bonus. 8. Membership applications can be submitted on-line (sumafcu.org) or in person at any SUMA FCU branch. 9. Should anyone not have access to direct deposit, a $250 donation will be made to OSELIA CYM - all other terms will apply. 10. Offer is subject to cancellation without notice and cannot be combined with any other offer. https://app.loanspq.com/apply.aspx

Be MoneyWise and set some financial goals. Whether it's saving for your child's college education or your retirement, once you set your goals it will be easier to develop a savings plan to meet those goals. Visit https://www.sumafcu.org/checking.htm#savings to learn more about our savings and investment products to help you meet your financial goals. #MoneyWiseMonday

Phishing...Don't take the bait! Scammers often pretend to be a person or business you know. They want you to click on a link or provide personal information, such as a password or account number. If you take the bait and click on the link they can steal your personal information. Protect yourself by keeping your computer security up to date and changing your passwords frequently. Also consider multi-factor authentication for accounts that offer it. If you are unsure if an email or text is legitimate, call the company or person in question directly via a phone number that is not in the email to confirm. Be TechWise and protect yourself. #TechWiseThursday

Are auto subscription payments deflating your savings? We all know how convenient subscription services can be, but are they putting a dent in your budget? If you’ve got numerous subscriptions on auto-pay you may not have a good grasp on just how much you’re spending each month. Think video or music streaming services, fitness apps, monthly box clubs, book subscriptions and more. Now is the perfect time for doing an audit of your monthly subscriptions. Decide which you actually use or need. Cut anything that is not used regularly or is not a necessity. Be sure you are not overspending for the subscriptions you keep. Be MoneyWise and prioritize your needs over wants. #MoneyWiseMonday

3 Tips to Protect Yourself from Identity Theft Go Paperless - Paperless statements are the safer option. Shred important documents that you might have laying around. Don't just throw them in the trash. Carry Fewer Cards - Take advantage of a digital wallet such as Apple Pay, Samsung Pay or Google Pay. Just download the individual pay app and add your SUMA FCU card information. Monitor Your Accounts - Take advantage of online and mobile banking to track your account activity. #TechWiseThursday

4 Benefits of Raising Your Credit Limit 1 Greater purchasing power - Raising your card credit limit does't have to be about spending more, but it can give you more purchasing power if you need it. 2 Build credit history - Handled responsibly, it can also prove to a lender that you are a trustworthy borrower. 3 Contactless payment - As society becomes more cashless, more and more people are relying on credit cards for many of their purchases. Because you are now using your cr...edit card for things you may having been paying cash for before, you may need that increased limit. 4 Lower your credit utilization - Credit utilization is a big part of your credit score. That's the amount of your outstanding balance as compared to your credit limit. If you are using your credit card more, increasing your limit could help lower your credit utilization. This will only be the case if your spending does not increase. * It's very important, for the sake of your credit score and your overall financial health, to pay your credit card bills on time every month. While raising your limit may have benefits, you still want to act responsibly when it comes to paying down debt. To learn the benefits of a SUMA FCU NO FEE VISA Card, visit https://www.sumafcu.org/loans.htm#cards #MoneyWiseMonday See more

Best wishes to our Honorary Chairman Mr. Volodymyr Kozicky on his 96th Birthday. Найкращ побажання Почесному Голов Пану Володимиру Козцькому в його 96й День Народження! #SUMAFCU #SUMAYonkersFederalCreditUnion #SUMA #FCU #FederalCreditUnion #96thBirthday

3 Ways to Make an Impact on Your Local Community 1. Shop local & entourage others to do so as well. Local businesses are the backbone of our communities and they need our help now more than ever. 2. Support local nonprofits Volunteer your time or donate what you can. Organize a food drive, donate blood or walk a shelter dog. Anything you can do will be so appreciated by those in need. 3. Be a mentor. Share your time, talents and experience with others in our community. Community Matters!

Refinancing means you are replacing an existing loan with a new loan that pays off your old loan or debt. While that might not make sense to you, it can actually be better for you financially. For example, if the new loan has a lower interest rate or you lower the term, you may be able to save money on interest. If you lengthen the term, you may be able to adjust to a more affordable payment. The best reasons to refinance are: Lower interest rate Change in loan term To... consolidate debt You can refinance just about any loan, including a mortgage loan, an auto loan or even credit card debt. Learn more about your debt refinancing options at https://www.sumafcu.org/loans.htm #MoneyWiseMonday See more

Fall Home Maintenance Checklist As we officially welcome fall next week, here’s a handy checklist to prepare your home for the cooler weather ahead. Have furnace inspected/replace filters Clean gutters and downspouts Make exterior repairs... Fertilize your lawn Change summer window screens to storm windows Seal gaps around windows and doors Be sure pipes are insulated Have chimney/fireplace checked/cleaned Prune trees & shrubs Turn off outdoor water Clean and store lawn mower Test smoke alarms & carbon monoxide detectors. Change batteries if needed Clean dryer vents Inspect roof for any damage/leaks See more