John Franco

https://bit.ly/3xcIht1 identified the top 5 retirement states as Florida, Colorado, Delaware, Virginia, and North Dakota. Do you want to retire in one of these states? No worries! We offer the Home Equity Conversion Mortgage for Purchase (H4P) product! No matter what state you’d like to call home, an H4P is perfect for individuals 62 and older who want to purchase a new primary residence. Excited to move? Contact us to learn more.

A financial-planning.com article stated that many people between the ages of 60 and 67 do not know how their money is divvied up between stocks, bonds, and cash. If the markets tank around retirement time, a fund heavily weighted in stocks could be an unpleasant surprise. A Home Equity Conversion Mortgage (HECM) is a useful hedge against that risk! You’ll have guaranteed retirement income to use if markets spiral downward. Contact us to learn more.

We can help you win in a seller's market. Contact us for a free value analysis and find out what your home is worth!

Memorial Day marks the unofficial start to summer. While you’re looking forward to outdoor fun and backyard barbecues, don’t forget to focus on those who made the ultimate sacrifice while serving our country. When you see a Servicemember this weekend, be sure to thank them for everything they’ve done to protect our freedom, and remember those who are no longer with us.

She’s a chef, a chauffeur, a teacher, a doctor, a provider, and a friend. But best of allshe’s mom! Here’s to all the wonderful mothers out there. Enjoy your special day!

At CrossCountry Mortgage, we go beyond the ordinary with loans that recognize different ways to measure your ability to pay. We have options for self-employed borrowers, real-estate investors, and high-net-worth individuals. Read more about our exclusive Signature Series loans. https://bit.ly/3oVkvPE

"In April 2021, the Veterans Benefits Administration of the Department of Veterans Affairs announced expanded home loan eligibility based on certain National Guard service. Now, some National Guard members can buy a home with 0% down and enjoy many more home financing benefits! Army National Guard or Air National Guard troops who have served at least 90 days of qualifying Title 32 active-duty service, including a stint of at least 30 consecutive days, are now eligible for VA home loan benefits. The expanded eligibility is applied retroactively to 1/5/2021. Call or email today to discuss this new VA eligibility!"

Seller’s markets can be tough, especially for first-time homebuyers. Read our guide to winning the home bidding war. It’s an indispensable tool in your arsenal to help you come out on top. https://bit.ly/2PMzSwu

Looking to renovate your home? CrossCountry Mortgage has loan options available to bring your ideas to life! With home renovation loans and cash-out refinance options, you can set your sights high on the upgrades you’ve always wanted. Contact us today to get started!

Our FastTrack Credit Approval Process provides you with a fully underwritten credit approval before you select the home you want to buy. Then you could close in as few as 10 days after a signed purchase contract! Contact us today to get started!

DEADLINE IS APPROACHING! 4 days left I’ve got some good news and I’ve got some bad news. Here’s the bad news first The Federal Housing Finance Agency announced a surprise fee on all new refinance transactions that are sold to Fannie Mae and Freddie Mac, which make up approximately two thirds of all loans. The fee will be assessed, regardless of the bank or mortgage company you choose to work with. This will result in a small increase to the interest rate that would have n...ormally been available. Now for some good news MY bank, unlike other lenders who have already assessed the fee, is not assessing this fee for any refinances that are locked BEFORE OCT 1st and close Before Nov 15th. NOW is the time to refi before being assessed this fee. Interest Rates are currently at extraordinarily low levels. And refinancing may still be a very smart financial move, which can save you money every month or reduce the amount of years remaining on your mortgage. You may also be able to consolidate your debts to save even more money. Let’s take a look at your unique situation to see if you can benefit from this opportunity. Call me, John Franco, your mortgage professional. 631-903-1432

This is what makes all the late hours and hard work worth it - being appreciated by the best clients ever! @ccmmelvilleny doing mortgage commitments that the other banks said they couldnt do! #johnnycrosscountrymtg #loanofficerlife #morethanamortgage #letsmakeithappen #mbshighway

I’ve got some good news and I’ve got some bad news. Here’s the bad news first The Federal Housing Finance Agency announced a surprise fee on all new refinance transactions that are sold to Fannie Mae and Freddie Mac, which make up approximately two thirds of all loans. The fee will be assessed, regardless of the bank or mortgage company you choose to work with. This will result in a small increase to the interest rate that would have normally been available. Now for som...e good news MY bank, unlike other lenders who have already assessed the fee, is not assessing this fee for any refinances that are locked BEFORE OCT 1st and close Before Nov 15th. NOW is the time to refi before being assessed this fee. Interest Rates are currently at extraordinarily low levels. And refinancing may still be a very smart financial move, which can save you money every month or reduce the amount of years remaining on your mortgage. You may also be able to consolidate your debts to save even more money. Let’s take a look at your unique situation to see if you can benefit from this opportunity. Call me, John Franco, your mortgage professional. 631-903-1432

Whatever it takes in this housing boom With ridiculously low rates. While they are busy doing regular banking and backlogged with applications we are focused 100% on mortgages and providing the best financing for you and your family from 7 AM to sometimes 11 PM #whateverittakes

I’ve helped many of my clients before this, but this means that we can continue to change lives and help people save a lot of money through to the end of the year.