Ronald A Spirn, P.C.

One of the biggest myths that I hear from clients in New York is that if they go onto Community or Nursing Home Medicaid, they will lose their AARP, Empire, or other insurance. THIS IS NOT TRUE!! You can be on Community or Nursing Home Medicaid in New York, and still keep your other insurances, so long as you continue to pay the premiums. In fact, whatever you pay each month in premiums, is deducted by Medicaid from your income. ... Do not assume that what your neighbor’s daughter’s roommate’s cousin who is a Medicaid expert in Kentucky said, is true for you. Please, if you feel that you or a loved one need assistance with daily needs, reach out to someone knowledgeable to see if you are eligible for Medicaid benefits! Do not assume that you are not eligible! There are so many people who do not know that they are eligible, because of what I heard from a friend #medicaid #elderlaw #attorney

"If I am making a Trust and will be transferring most of my assets to the Trust, why do I need a Will?" Short answer - you don't NEED one. Long answer - we can't predict the future. What if something wasn't transferred to the Trust? A client of mine made a Trust, and after she passed away, her son found an old stock certificate in her night table drawer, worth about $140,000! What if money comes in to your name after you pass? Think proceeds from a lawsuit or tax refund A Pou...rover Will is a type of Will that leaves (pours over) everything that may be in your name when you pass away, to your Trust. Your Trustee would then distribute everything pursuant to the Trust terms. Your executor would still need to file a Probate Proceeding with the Surrogate's Court, but going to Court with a Will is generally easier than going without one. See more

Avoid the headache, heartache, and cost of an expensive Guardianship proceeding. Execute a General Durable Power of Attorney and Health Care Proxy while you are still able to, so that a child, spouse, neighbor, or friend can manage your finances, legal affairs, and healthcare, should the need one day arise. Invest today; save tomorrow. #estateplanning #powerofattorney

What a bombshell! For the first time in many years, New York State has changed its Medicaid eligibility rules! No longer can you transfer assets out of your name (barring rare exceptions) and immediately qualify for Community Medicaid (home care)! For anyone who will not be applying for Community Medicaid prior to April 2021, there will be a 30 MONTH WAITING PERIOD from the date you transfer assets out of your name, during which you will not be eligible for Community Medicaid.... Privately paying for home care services can cost upwards of $10,000 a month. Now more than ever, it is imperative to contact an Elder Law attorney, to make sure you are prepared for the uncertainty of tomorrow. #estateplanning #attorney #medicaidplanning See more

Ronald Spirn speaking to a standing room only crowd about the importance of proper estate planning and asset protection at the annual Achiezer Jewish Healthcare Conference and Expo. Contact us today to see how we can help you protect your future. #elderlaw #achiezer #assetprotection

Want to learn all about Estate Planning and Medicaid/Asset Protection Planning? Come check us out on Sunday, September 15th, 2019! We will be presenting at the Achiezer Healthcare Conference and Expo, at the new TWA Hotel at JFK Airport. Register for this free event at Achiezer.org #elderlaw #attorney