The DiForte Agency

Why you need Flood Insurance even though you don't live in a "Flood Zone" Here are a few recent statistics regarding flood disasters in the U.S.: 98 percent of counties in the U.S. have experienced a flood event. 81 percent of the properties damaged during Hurricane Harvey outside of high-risk flood areas did not have flood insurance.... The maximum amount of FEMA assistance given to flood survivors after a presidentially declared disaster is $34,000. In Harris County, Texas, the average flood insurance claim was $113,000, while the average FEMA individual grant was $4,200. Hurricane Harvey dumped 19 trillion gallons of rain over the state of Texas, causing $125 billion in damages. See more

Helpful hints on some important questions to ask. As with any legal document, read the entire agreement, ask questions, and seek advice if you don't understand.